What are the benefits of working with a Mortgage Agent?
Mortgage Agents deal with dozens of financial institutions and compare rates and conditions,
to find mortgages that are best suited to you.
When dealing with one bank, you are limited to their product line.
We can almost always find you a much better deal than your own bank, despite the fact you’ve been their client for years. We can even offer you better mortgage deals with your own Bank!
Mortgage Agents work for the clients best interests, while Bank clerks are trying to maximize Bank profit.
Competing Banks often offer much better mortgage deals through us to attract new costumers.
A similar example in other fields:
If you want to buy plane ticket, you don’t go to single airline company. A travel agent has multiple offers from many airline companies for the same destination. Comparing offers will help you get a better deal.
It is the same with Mortgage Agents.
How much do you pay us?
There is no charge to you. Our service is free.
The mortgage agent’s fee is paid by the lender. We are paid by the Bank for promoting and selling their products.
It costs you nothing to have us research and negotiate to find you the best mortgage deal.
Is the Interest rate the most important?
Interest rate is important, but there are many components that make a mortgage work best
for you.
Mortgage Agent’s job is to educate you on options to pay off your mortgage faster and with less interest. With accelerated payments, for example bi-weekly, you can shorten amortization period and save money.
We always recommend to our clients to check their Bank’s offer and then come to us for comparison.
Mortgage Agents work for the clients best interests, while Bank clerks are trying to maximize Banks profit.
For most people, purchasing house or condominium is the biggest investment they'll make in their lives and we’ll do our best to make this process stress free as possible with the best financial outcome.
